Value Add Proucts

Value Add Proucts

Integrated HSA and Credit Program

Vive offers a soft landing for employers looking to cut healthcare costs without exposing employees to potential financial issues.
All at one premium cost, integrated seamlessly into their HDHP, employers and employees will gain access to all of Vive’s in-house services.

  • Concierge Membership 
  • 100% Tax Optimization 
  • Financial Protection 
  • Instant Financing
Drives toward financial healthcare wellness 
No risk for employers or employees 
Lower healthcare costs in premiums, cost sharing and utilization 
Sweet spot between fully insured and a naked HDHP
Integrated solution
Vive wraps your health plan with an integrated and easy-to-use system where employees and employers can access funds, customer service, digital tools, technical support and more.
Peace of mind
Monthly costs don’t change. The individual’s monthly contribution will help build savings for future medical expenses and, if the individual utilized Vive credit, that contribution automatically becomes the repayment amount until the loan is paid.
Tax-free contributions
Using pre-tax dollars, employee healthcare deductions are seamlessly deposited into their Vive account.
0% interest line of credit
If unexpected medical costs are more than what’s saved, Vive covers the difference through our all-in-one Vive card.

Garner Incentive-Based HRA

Garner is an improved HRA designed to effectively change member behavior, creating better health outcomes and significant savings.

Unlike traditional HRAs, Garner administers an HRA-based incentive account which pays employee medical bills only if employees see high quality doctors recommended by Garner. These high-quality doctors keep employees healthy and lower the total cost of care. 

As a result, Garner’s program not only promotes better health outcomes, but it also generates material savings for the member and employer. Best of all, Garner is simple to implement and does not require changing the existing carrier or network.

Garner combines rich doctor analytics, a seamless member experience, and an improved HRA. Here's how it works:
New Insight Into Doctor Performance: Garner has the largest claims database in the country with over 500 clinical metrics to identify top doctors for members while also delivering significantly lower costs.
Better Engagement Experience: Garner makes the process of finding a top doctor easy via their simple web and mobile search tools that keep members engaged. Members also have access to a dedicated concierge team that guides employees through the process of selecting the right doctor.
An Improved HRA: Garner works with all existing plans to create an engagement-based incentive overlay that covers employee medical bills when they see high quality doctors.

Teledoc Telehealth Technology
and Expert Medical Services

We've partnered with Teladoc Health, the Global Virtual Care Leader, so you can offer Telehealth Technology and Expert Medical Services.

Telehealth Highlights:

Convenience 24/7 access by web, phone or award-winning mobile app. Can be diagnosed, treated or prescribed medication, if necessary.
Clinical Quality Network of 3,100 physicians with 20 years experience on average.
Confidential Behavioral Health Available from board-certified psychiatrists, psychologists or licensed therapists 7 days a week by phone or video.

Expert Medical Services Highlights:

An integrated portfolio of expert medical services to help members make informed medical decisions.
Find a best doctor, treatment decision support, ask the expert, expert medical opinion, critical care, medical records esummary.
Improved diagnosis, improved treatment, and avoidance of unnecessary surgeries can lead to cost savings for employers and employees.

Vitality Wellness Program

Vitality is a comprehensive wellness program for employers with 50 or more employees that educates, assists and motivates individuals to engage in healthier lifestyles. Their data-driven approach to changing behavior is based on an actuarial science model with proven results in achieving meaningful and measurable health improvement.

A successful health and wellness program is a great way to reduce chronic health risks for employees and limit healthcare costs for companies. Vitality will align with your interests so that they can bring successful, lasting change.

Active Rewards with Apple Watch
The most innovative rewards program to date, Active Rewards with Apple Watch combines wearable technology with rich data and behavioral insights to inspire real, ongoing change which motivates and rewards members to get active.
Vitality Rewards
Vitality offers a variety of compelling rewards, some of which can be claimed immediately, and others can be aligned with long-term health and financial outcomes.
Vitality Challenges
A wide selection of points-earning verified wellness activities along with tracking capabilities make challenges an ideal way to drive engagement.
Vitality Points & Status
Drawing on the principle of behavioral economics, Vitality Points help eliminate unhealthy behavior by offering immediate rewards for making healthy choices. Points earned are instantly converted to Vitality Bucks that can be spent on rewards in the Vitality Mall.

Claims Overpayment Recovery Solutions

360 Health Systems is an innovative Healthcare Solutions Provider founded in 2013 by former Healthcare Executives and IT Leaders with extensive experience in Medical and Pharmacy Auditing, Claims Operations, IT and Engineering.
 
360 Health Systems helps Self Insured, Government Agencies, Health Plan Organizations and TPA’s discover overpayments from claims errors then recover lost revenue for them. 

360 Health Systems Provider Overpayment Recovery Application (PORA) is the ONLY SOLUTION in the industry designed to help payers quickly track, analyze, and recover lost revenue from claims errors. 

360 Health Systems team of seasoned professionals consists of Certified Coders, CPMA’s, RN, and Healthcare Data Scientist with a recovery track record of over $1 billion dollars

Overpayment identified and collected for their clients

$108,000,000
IDENTIFIED

$105,000,000
COLLECTED

DISCOVER
Overpayments

10% average rate of discovery on claims spend.

RECOVER
Lost Revenue

90% average rate of recovery

TouchCare Healthcare Concierge

TouchCare is a best-in-class health advocacy solution that provides every member with a Personal Assistant whose job it is to make their lives easier, save them money, and provide a better overall experience.

Core Advocacy

  • With the Core Advocacy Program Touchcare takes care of all the things members don't like or don't know how to deal with: billing mistakes, finding and coordinating with providers, selecting a health insurance plan, and more.
Premium Services
  • Mind Care
    Mind Care provides access to high-quality, convenient and confidential mental health services, so members can get the support they need. 
  • MD Opinions
    MD Opinions gives members access to second opinions and personalized, expert advice from medical professionals throughout their healthcare journey. 
  • Virtual ER
    The Virtual ER provides members with access to the right care, right away. With just a push of a button, members can speak with ER doctors who can treat or triage any condition. 
  • RxCare
    RxCare from TouchCare ensures that members pay the lowest price for the drugs they need.